Sharesight is the mature, reporting-heavy option, and for tax reporting in particular it does things HaboFi does not attempt. The case for looking elsewhere is mostly its free plan, which stops at ten holdings.
The short version
| Sharesight | HaboFi | |
|---|---|---|
| Free plan holdings | 10, including closed positions | No cap |
| Portfolios | 1 free, up to 10 on Premium | 1 |
| Paid plans (UK, billed annually) | Starter £6/mo, Standard £14/mo, Premium £21/mo | Pro, invite-only while payments are finished |
| Tax reports | Yes, on paid plans | No |
| How data gets in | Imports, trade confirmation emails, broker integrations | CSV or Excel export upload |
Where Sharesight is better
Tax reporting. Sharesight’s paid plans produce tax reports, and this is the clearest reason to choose it. HaboFi has no tax reports at all. If the job you need done is preparing figures for a tax return, Sharesight is built for that and we are not.
Multiple portfolios. Standard covers four and Premium ten, which matters if you track a family member’s account, a pension and a taxable account separately. HaboFi has one portfolio per account.
More ways in. Sharesight can build a portfolio from forwarded trade confirmation emails and supports a wide range of markets and brokers. It also records unlisted investments.
Maturity. It has been doing this for years, with native apps and an accounting integration. HaboFi is young.
Where HaboFi is different
No holdings cap on the free plan. Sharesight’s ten includes positions you have already closed, so a few years of ordinary investing can use it up without you holding ten things today. HaboFi does not limit positions on the free plan at all.
Your return against the S&P 500 is free, adjusted for the money you added over time rather than a simple percentage that rewards deposits. The reasoning is in real return when you keep adding money.
No account access. You upload an export you downloaded yourself, and nothing keeps reading your brokerage afterwards.
The ten-holding limit is stricter than it sounds
The number that decides this comparison for most people is ten, and the detail that matters is that it counts closed positions too. Someone who has invested steadily for three or four years, trimmed a position and replaced it, or held a fund that was later merged, can pass ten without holding ten things today.
That is not a criticism of the limit so much as a warning about how it is read. A free plan described as ten holdings sounds like it fits a starter portfolio; in practice it fits a short history. Worth counting your closed positions before assuming the free plan covers you.
If you need tax figures and are not paying for Sharesight
This is the honest gap in HaboFi, so it is worth saying what it does and does not leave you with. HaboFi will show you realised gains and the dividends recorded in your imported history, and it will export everything you have put in. What it will not do is produce a report formatted for a tax authority, apply a jurisdiction’s rules, or decide which disposals are matched against which purchases.
Those rules differ by country and they are the substance of what a tax report is, which is why Sharesight charges for it. If that is the job you need doing, the comparison ends there and Sharesight is the tool for it.
Which one fits
- You need tax reports: Sharesight.
- You track several separate portfolios: Sharesight.
- You have more than ten positions over your history and want to see them all without paying: HaboFi.
HaboFi is free to track with, with no position cap and no card. Upload a broker export and see live P&L, dividends and your return against the S&P 500 — no broker login required.
Try HaboFi free